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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,770 reviews, last reviewed 11th Jun 2026
3908450% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very safe easy and user-friendly support . The app is easy to use, very safe and quick. Their offers are better than other providers for both personal and business money matters. I would defini... Read more Reviewed on: 11th June 2026
Alejandra V's avatar
Alejandra V

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135770)

Great service

5
It's always there at the tap of the screen when you need it and it's so easy to use. There are repayment options and often some good deals, like 0% for 4 months etc. I have used it for a few years and think it's great. Reviewed on: 13th June 2022
Paul Hutchinson's avatar
Paul Hutchinson

Use it wisely to pay very little interest

5
Use it wisely to pay very little interest. Plan your larger purchases and take the 4 months no interest option. It’s better than any other credit card I know Reviewed on: 13th June 2022
nigel thomas's avatar
nigel thomas

0% for 4 months is excellent

5
Helps spread the cost of larger purchases but I can enjoy my purchases earlier than saving Reviewed on: 13th June 2022
Kingwynne's avatar
Kingwynne

So handy

5
Super convenient for spreading costs over months wether it be a few month or several years Reviewed on: 13th June 2022
Tom Vincent 's avatar
Tom Vincent

Interest free credit

5
Great easy to pay service, safe and secure, interest free for 4 months nowhere else like it Reviewed on: 13th June 2022
Lesley Vance's avatar
Lesley Vance

Brilliant option

5
PayPal credit gives you the option of spreading the cost of your purchase. With no interest if cleared within time scale. Highly recommend Reviewed on: 13th June 2022
Michelle 's avatar
Michelle

No hassle!

5
All transactions are quick and reliable Reviewed on: 13th June 2022
Harrison Ahonle 's avatar
Harrison Ahonle

One fine credit card

5
Big fan of PayPal credit card, long time user. Been enjoying the rewards PayPal offer me and the buyer protection they provide is top quality. Highly recommend this credit service to everyone. Reviewed on: 13th June 2022
Alson varghese 's avatar
Alson varghese

Quick and Easy

5
When your budget just doesn't stretch enough. PayPal is there to take you all the way. PayPal, the pal you need. The hero we deserve. Reviewed on: 13th June 2022
Damien Sanderson's avatar
Damien Sanderson

Convinient and handy

5
Very convinient way of payment when short of cash till next month or 4. Using it very often for shopping online. Reviewed on: 13th June 2022
Michal Ur-cz's avatar
Michal Ur-cz

Review PayPal: PayPal Credit now

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