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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181063 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181063)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Have been using PayPal for years pay in 3 & credit s...

Have been using PayPal for years pay in 3 & credit so simple & really helpful Reviewed on: 14th July 2026

Easy to use, great consistent customer service

Easy to use, great customer service, have been using it for years and PayPal are always update with trends and the way we use them. Consistent and helpful when you have purchase or delivery problems. Reviewed on: 14th July 2026

Very nice experience.

Very nice experience. PayPal is very easy to use:) Reviewed on: 14th July 2026

Absolutely amazing never had any problems A*******

Absolutely amazing never had any problems A******* Reviewed on: 14th July 2026

Easy to navigate through and pay with.

Easy to navigate through, I have had my account for years and it has been easy to pause n restart it, it’s accepted to pay in most places, is well recognised in different countries and also good easy and fast to transfer money or pay online or contactless. Reviewed on: 14th July 2026

Great service

Always easy to use and very convenient Reviewed on: 14th July 2026

Makes buying easier

I’ve been using PayPal Credit for over a year now and it’s been fantastic. It links seamlessly to my existing PayPal account, so checking out is quick and hassle-free. The 0% interest payment options are brilliant for spreading the cost of bigger purchases, and it’s really easy to keep track of my balance and make payments online. Approval process was straightforward, my spending limit feels fair, and I’ve never had any issues with transactions. Customer support have also been helpful whenever I’ve had a small question. It’s become my go-to way to pay online – I’d absolutely recommend it to anyone looking for more flexibility. Reviewed on: 14th July 2026

I’ve been using PayPal Credit for several months now...

I’ve been using PayPal Credit for several months now, and it has completely transformed the way I manage my purchases. The application process was quick and straightforward, and I appreciate the flexibility it offers with interest-free periods on many purchases. It’s incredibly convenient to use at a wide range of retailers, both online and in-store, making it easy to spread the cost without hassle. Customer service has been excellent whenever I’ve had questions, and the online account management tools are user-friendly and transparent. PayPal Credit gives me peace of mind by allowing me to budget better and avoid unexpected expenses. I highly recommend it to anyone looking for a reliable and flexible retail finance option. Reviewed on: 14th July 2026

Interest free payment options

I love that I can split my larger purchases but with no interest. No worrying about maxing a credit card or additional fees Reviewed on: 14th July 2026

Great service

I've had paypal credit for may uears and it has always worked perfectly for me, I like having the option to spread the cost of an expensive item over 4 months, it has helped me be able to buy furnature for my new home. As long as you are able to manage debt correctly it is a fantastic and reliable option to build credit. Reviewed on: 14th July 2026

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PayPal: PayPal Credit reviews

148% increase in 5 star reviews

199% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

2

About this product

PayPal PayPal Credit reviews (181063)

Very easy to navigate through the PayPal app & helps...

Have been using PayPal for years pay in 3 & credit s...

Easy to use, great consistent customer service

Very nice experience.

Absolutely amazing never had any problems A*******

Easy to navigate through and pay with.

Great service

Makes buying easier

I’ve been using PayPal Credit for several months now...

Interest free payment options

Great service

Do you have a different PayPal product?

Want to see more from PayPal?

Pay in 3

Payments

Credit card

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