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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,605 reviews, last reviewed 12th Jun 2026
3946950% increase in 5 star reviews
in the past 90 days
10950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant Just great always reliable A quick tap and your done Reviewed on: 12th June 2026
Kirk 's avatar
Kirk

Latest lowest rating:

1

Card never works Card hasn’t worked whenever and wherever I tried it… just gets declined despite an unused £6500 balance available Reviewed on: 12th June 2026
Aaron Whiteway's avatar
Aaron Whiteway
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136605)

Very simple way to spread cost

4
PayPal is my online payment method of choice as gives me the flexibility to use existing cards or features like PayPal credit which means I can spread the cost of a large purchase over a few months. The app is easy to use, can amend payments easily and see remaining instalments left. the ability to claim return goods postage back is an excellent feature I hope they keep. Reviewed on: 13th June 2022
James W W's avatar
James W W

I use PayPal for all my needs

5
I love the PayPal pay in 3 option, I also use PayPal to pay on websites which saves me time & the hassle of putting in card details & address etc, I actively choose sites that offer PayPal as a payment option. Wouldn’t be without it. Reviewed on: 13th June 2022
hilary smith's avatar
hilary smith

Good

5
Very good for short time borrowing Reviewed on: 13th June 2022
Zulqar nain's avatar
Zulqar nain

Excellent all round experience

5
Very easy to set up and very good value on repayments Reviewed on: 13th June 2022
ironsuk2011's avatar
ironsuk2011

Excellent

5
They are always to help. one of the best companies in the world. I use them to buy my products. Reviewed on: 13th June 2022
Abrahime A.Kamara's avatar
Abrahime A.Kamara

Better than good.

5
Actually didn't expect PayPal Credit to be as easy to use and as good as it is however I would thoroughly recommend it to anyone. Reviewed on: 13th June 2022
Bosssuggs's avatar
Bosssuggs

Great credit scheme

5
Paypal provides a great scheme for credit about £99 with 0% interest for 4 months. I have enjoyed their schemes for more than 10 times with no issue. Reviewed on: 13th June 2022
Medha G's avatar
Medha G

Tops

5
Easy to deal with and good communication. (Plus good offers) Reviewed on: 13th June 2022
Eddie Andrews's avatar
Eddie Andrews

Great rates

5
Pay pal credit has good and affordable interest rates. I am a happy customer. Reviewed on: 13th June 2022
Christine Campion's avatar
Christine Campion

Great for emergencies

5
Needed for an item needed before payday Reviewed on: 13th June 2022
joanne harris's avatar
joanne harris

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