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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,846 reviews, last reviewed 12th Jun 2026
3957600% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

the ability to have 4 months at 0% means I have time... the ability to have 4 months at 0% means I have time to pay it all off without getting any extra added on Reviewed on: 12th June 2026
Tom S's avatar
Tom S

Latest lowest rating:

1

Easy access helps with chasing refunds and returns Easy access helps with chasing refunds and returns Reviewed on: 12th June 2026
Frodo's avatar
Frodo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136846)

Great service

5
Excellent service as usual, always a pleasure using PayPal services and would reccomend to all. Reviewed on: 13th June 2022
OzOzia's avatar
OzOzia

Simple and effective

5
The application process was entirely painless, the interest free options are varied and useful and the 'vanilla' credit is just like you'll be used to. All in all, a useful and versatile offer that is greatly appreciated. Reviewed on: 13th June 2022
Andrew Stark's avatar
Andrew Stark

Paypal is the best

5
Papal is very convenient to use and I love it.the best 5stir Reviewed on: 13th June 2022
Omolegho Uwagboe's avatar
Omolegho Uwagboe

Safe and reliable

5
I’ve been using PayPal Credit for years now and had no issues whatsoever. I feel safe when shopping cause I know I’ll get my money back if anything where to happen. Rates are fine, statements clear and easy to understand. You know how much you’ve paid and also when and where were transactions made. Highly recommended! Reviewed on: 13th June 2022
Dorota Kala 's avatar
Dorota Kala

1000%reliable

5
It as an amazing experience as no hidden costs and pretty reasonable to use. I've been loving it. And looking forward to ues much more in future Reviewed on: 13th June 2022
Salma's avatar
Salma

App great,ease of use

5
Convenient and safe way to purchase… Reviewed on: 13th June 2022
John hutchings's avatar
John hutchings

The safest online way to shop

5
PayPal has always been my goto preferred payment method when shopping online, and PayPal credit has made it even easier. From spreading payments over a set period to interest-free offers, it really is the best way to shop. Reviewed on: 13th June 2022
Ann-Marie Tuohy's avatar
Ann-Marie Tuohy

Life-saver! Outstanding company with your excellent customer service

5
I’m not sure how much I owe in my life to PayPal credit. It has allowed me to do so many things that I wouldn’t have been able to without it. The 0% interest makes it a financially sensible and affordable option for millions. Reviewed on: 13th June 2022
Anthony Bryer's avatar
Anthony Bryer

Easy to use and understanding

4
I have been using PayPal for many years and I Found it very very easy and understanding i am using it to pay all my online payment it’s much better , highly recommended. Reviewed on: 13th June 2022
Vivian Lemani's avatar
Vivian Lemani

Ease of Use and great communication

5
This is a great product backed up by amazing customer service. Reviewed on: 13th June 2022
Alistair Towle's avatar
Alistair Towle

Review PayPal: PayPal Credit now

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