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PayPal: PayPal Credit reviews

4.73
Based on 137,060 reviews, last reviewed 12th Jun 2026
3967450% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant service and peace of mind! PayPal has always had excellent customer service, never been in a situation where I’ve had any issues resolving refunds or problems with purchases. P... Read more Reviewed on: 12th June 2026
Hassan A 's avatar
Hassan A

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (137060)

Just Works and 0%

5
Just works and 0% for 4 months is perfect for those little bit bigger purchases Reviewed on: 13th June 2022

Great Service

5
The Paypal credit service is truly amazing. I use it a lot as the 0% interest over 4 months which is great. Reviewed on: 13th June 2022

Convenient

4
A useful line of credit with a manageable credit limit Reviewed on: 13th June 2022

PAYPAL CREDIT

5
It really helps with payments and spreading costs over 4 months with no interest. It’s very good and convenient. PayPal customer service very accommodating and easy going too! Reviewed on: 13th June 2022

Easy and fast

5
Easy and Quick to use, very handy Reviewed on: 13th June 2022

excellent great business

5
Just simply awesome, it's easy to use and very trustworthy. you can buy crypto, cash balance or credit its as easy as 123. Reviewed on: 13th June 2022

Best ever for me like it so much..

5
I’m using them from long time never had any problems. Reviewed on: 13th June 2022

Easy to use!

5
I use Pay Pal services for a while and what i can say its easy to use and the app 5 stars! Reviewed on: 13th June 2022

I Love this opportunity.

5
I use every month PayPal credit, it’s comfortable. Reviewed on: 13th June 2022

This is great!

5
Work really well with everything! I have not had any problems with paying for items online! Reviewed on: 13th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review