Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 140,134 reviews, last reviewed 15th Jun 2026
4107700% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service never been disappointed Good service never been disappointed Reviewed on: 15th June 2026
Sharon B's avatar
Sharon B

Latest lowest rating:

2

Very confusing to operate, the date on which pre sch... Very confusing to operate, the date on which pre scheduled payments come out are never what you expect, when you send some money in to repay some of t... Read more Reviewed on: 15th June 2026
Zu T's avatar
Zu T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140134)

Had no issues the whole time I’ve been using it.

5
Had no issues the whole time I’ve been using it. Reviewed on: 11th May 2024

smooth and easy to use, site easy to navigate

5
smooth and easy to use, site easy to navigate Reviewed on: 11th May 2024

Its a great experience with PayPal, i never finish t...

5
Its a great experience with PayPal, i never finish to say that Reviewed on: 11th May 2024

Always been very helpful.

5
Always been very helpful. Great, customer service & support Reviewed on: 11th May 2024

Excellent.

5
Excellent. I love the ways my requests were proplmptly hndled Reviewed on: 11th May 2024

I use PayPal for nearly all my transactions, I love...

5
I use PayPal for nearly all my transactions, I love how it’s 0% interest meaning I can buy more stuff for myself and my family and live a fuller life without less worries. Reviewed on: 11th May 2024

Excellent service & flexibility, easy to use and hel...

5
Excellent service & flexibility, easy to use and helps a lot. Reviewed on: 11th May 2024

Why go anywhere else? Paypal has always been my go to.

5
Paypal has always been my go to. Easy, simple and fast. I got my whole family on paypal and its a quick way to share money and rewards. The paypal credit is also fantastic. Effective and fair. Reviewed on: 11th May 2024

Always a pleasure to use PayPal

5
Always a pleasure to use PayPal, never has a problem they can't resolve quick and fast. Reviewed on: 11th May 2024

It helps me when in need,is there for me always, goo...

5
It helps me when in need,is there for me always, good value for money, low interest compare to credit cards Reviewed on: 11th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review