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PayPal: PayPal Credit reviews

4.73
Based on 142,748 reviews, last reviewed 19th Jun 2026
4226300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is Wikked man I always find it more convenient to use my PayPal for most of my purchases. Reviewed on: 19th June 2026
Martin McEvoy's avatar
Martin McEvoy

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142748)

So convenient

5
It is so easy and convenient to use and the customer service is fantastic Reviewed on: 17th May 2024

0% over four months when paid in full!!

5
I often use PayPal credit as an alternative to credit cards. I prefer the 0% if paid in four months option Reviewed on: 17th May 2024

I've never had a problem with PayPal.

5
I've never had a problem with PayPal. My money is safe and I especially appreciate being able to use the Pay In 3 option. PayPal credit is also helpful for me, as I prefer to use it for higher-priced purchases. I'd recommend using PayPal to anyone. Reviewed on: 17th May 2024

Split the cost with NO interest

5
PayPal is a excellent way to buy things with confidence and to split the cost without any interest! Reviewed on: 17th May 2024

Every transaction is always perfect

5
Every transaction is always perfect Reviewed on: 17th May 2024

Very friendly customer service and PayPal credit all...

5
Very friendly customer service and PayPal credit allows me buy more products. The pay back time period is very flexible Reviewed on: 17th May 2024

A great service

5
Great service, ease of use great rates on pay pal credit. Reviewed on: 17th May 2024

Good service, got credit when required

5
Good service, got credit when required Reviewed on: 17th May 2024

Easy as pie

5
It's easy and simple and rates are reasonable can't complain Reviewed on: 17th May 2024

PayPal is a reliable payment platform.

4
PayPal is a comprehensive and reliable payment platform that excels in providing secure, fast, and convenient financial transactions. It is particularly useful for online shoppers and small businesses. Despite some drawbacks, such as fees and occasional account holds, its widespread acceptance and robust features make it a top choice for digital payments. Reviewed on: 17th May 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review