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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,444 reviews, last reviewed 15th Jun 2026
4076250% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall good service. Overall good service. Offers a good plan Reviewed on: 15th June 2026
Dana's avatar
Dana

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139444)

Easiest way to manage credit card

5
Easy to use app and clarity on interest and special offers as well as all sites now using PayPal credit and PayPal in 3 make this a bit of a game changer. Really great. Reviewed on: 14th August 2022
JRMH's avatar
JRMH

Freedom and Peace of Mind

5
Paypal gives me greater freedom of choice when making alternative payment arrangements and provides added peace of mind into the bargain. Reviewed on: 14th August 2022
Jayne Charlton's avatar
Jayne Charlton

Brilliant service and so easy to understand

5
This was a simple service from the start. One of the easiest online financial services going. I will definitely continue to use and I have also recommended to my friends and family and my mum (who is not very good with technology) has even managed to set herself an account up. Keep doing what you are doing Paypal :) Reviewed on: 14th August 2022
Emma's avatar
Emma

Amazing app and I love using it for emergencies

5
PayPal has save my life countless times, everything is easy when using PayPal credit. I love you PayPal Reviewed on: 14th August 2022
Nana's avatar
Nana

Best buy now- pay later option

5
I love PayPal Reviewed on: 14th August 2022
TomaszbBubak's avatar
TomaszbBubak

Pukka

4
Excellent looked after me very well would highly recommend Reviewed on: 14th August 2022
leslie brown's avatar
leslie brown

Convenient

5
It’s so easy to pay big ticket items. Reviewed on: 14th August 2022
Charanjit Singh's avatar
Charanjit Singh

Good service offered

5
You provide a good service never had any hassle from you only thing I have had problems with is the down load app I keep getting old app can’t get the new app we’re you can put money Olin at any time like I have on here ? Thanks Reviewed on: 14th August 2022
Ian 's avatar
Ian

Good service

4
Had poor credit but somehow was approved. Reviewed on: 14th August 2022
Elisete Lucas's avatar
Elisete Lucas

Trustworthy, helpful and user friendly

5
PayPal credit has been invaluable to me over the last couple of years. It provides help when needed but doesn’t offer outlandish amounts I could never repay, which, compared to other companies is reassuringly responsible. It also has a good interest rate especially if you qualify for their deals. All in all while I have tried many other similar credit apps this is the only one I have continued with, I think in part because of its connection with PayPal which has also proven itself over many years to be trustworthy. I also find the app in particular, very user friendly. Reviewed on: 14th August 2022
Lia H's avatar
Lia H

Review PayPal: PayPal Credit now

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