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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 137,587 reviews, last reviewed 13th Jun 2026
3991600% increase in 5 star reviews
in the past 90 days
11150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and Convenient The application was quick and straightforward. Everything is managed in the PayPal app, and I like that you can add the card to Apple Wallet or reques... Read more Reviewed on: 13th June 2026
Alani's avatar
Alani

Latest lowest rating:

1

very high interest rate. very high interest rate. I can't wait to pay off my debts and delete the PayPal application Reviewed on: 13th June 2026
Georgi G's avatar
Georgi G
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (137587)

Excellent service

4
User friendly and swift response Reviewed on: 13th June 2022
Olanrewaju Soyege's avatar
Olanrewaju Soyege

Nice card with little apr

5
Good payment support, able to use for necessary needs Reviewed on: 13th June 2022
wysefitness & Body's avatar
wysefitness & Body

PayPal credit

5
Great service, secure payments, always handy to have credit available Reviewed on: 13th June 2022
Sid Sabir's avatar
Sid Sabir

A Godsend!

5
I love using Paypal credit to bulk buy gifts for my nieces and nephews and spreading out the costs just makes things so much easier! The process is always smooth and secure. Reviewed on: 13th June 2022
Rahima's avatar
Rahima

Paypal Credit is a life saver

5
I needed to book an emergency trip I hadn’t budgeted for and Paypal credit came to my rescue. Best part is that I paid back 4 months with 0% interest. Reviewed on: 13th June 2022
AW's avatar
AW

Protected purchases

5
I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022
Roger quinlan's avatar
Roger quinlan

Great company

5
I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022
Claire R's avatar
Claire R

Great service no worries always on point.

5
Nothing is to much always polite and professional. Reviewed on: 13th June 2022
James Lloyd's avatar
James Lloyd

Very good service

5
With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022
Ian Garton's avatar
Ian Garton

PayPal Credit 0% for 4 Months, 5 Stars

5
Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022
K Jarvis's avatar
K Jarvis

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