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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139237 reviews)

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4.73

Based on 139,237 reviews, last reviewed 15th Jun 2026

4066650% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

high interest rate Really good way of keeping track of money and spending safely. Interest rate is very high though Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139237)

Excellent Service

Quick app, trustworthy and excellent customer service Reviewed on: 11th August 2022

Secure and Very easy to use.

Brilliant service. Used it to by a high ticket item. All good :) Reviewed on: 11th August 2022

Simple fast credit

Very easy to understand. Extremely quick to setup and very handy while shopping online. Great customer service Reviewed on: 11th August 2022

Good product for my needs

Very convenient when wanting to make secure payments Reviewed on: 11th August 2022

Paypal is the future

I enjoy the flexibility and user-friendly service Paypal can offer. It would be great if PayPal could introduce point systems in the future. Overall, in terms of service PayPal has transformed for the better. Reviewed on: 11th August 2022

PayPal always helped when needed

In general I’ve been always very happy with service but also offers provided and convenience of use. Reviewed on: 11th August 2022

Seamless

From the application to activation to usage it has been seamless. Reviewed on: 11th August 2022

Excellent service

I've always found PayPal to be secure and easy to use. I love PayPal credit for being able to spread the cost of things and it is so easy to see what you need to pay each month to avoid interest. I use PayPal wherever I can. Reviewed on: 11th August 2022

PayPal Credit

Offers excellent payment methods and clear details of charges etc. Reviewed on: 11th August 2022

Great facility

Easy to understand and easy to operate Reviewed on: 11th August 2022

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