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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139354 reviews)

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4.73

Based on 139,354 reviews, last reviewed 15th Jun 2026

4072000% increase in 5 star reviews

in the past 90 days

11550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I love that the good interest rate I love that the interest rate is the cheapest. And I get good rates and sometimes good promotions that save me money Reviewed on: 15th June 2026

Latest lowest rating:

2

Buyer protection is a myth Offered no buyer protection or support after I was ripped off by a watch company never followed up on the complaint I made about it. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139354)

Safe and secure way to pay

Great customer service, safe and secure service. Goods protected and no fees to send money to friends a d family. Reviewed on: 12th August 2022

Very easy and convenient

Paid for new mobile phone using PayPal credit. Got interest free for 3 years. Very easy and convenient way to pay and spread out the payments. Reviewed on: 12th August 2022

Nice and easy

Using PayPal Credit is smooth and easy. Paired with the app you can easily keep track of your payments and due dates. Reviewed on: 12th August 2022

Great service

Great service with available with hundreds of retailers. Easy to use, no hidden fees. Nice offers with 4-6months no interest. Reviewed on: 12th August 2022

Easy Credit

Fast processing, valuable service, great customer service experience. App is easy to use. Reviewed on: 12th August 2022

Fantastic

I love using PayPal credit she making big orders, having 4 monthly interest free payments is very hand and useful, would always recommend PayPal credit Reviewed on: 12th August 2022

A lifesaver!

Paypal credit is a lifesaver! Knowing that I have up to 4 months to pay for a product is fantastic - especially when my fridge freezer unexpectedly broke a few months ago and I couldn’t afford to buy on outright. This service really is incredibly helpful in so many situations. Reviewed on: 12th August 2022

Handy 4 months at 0%

Convenient for online paying and provide the mean to spread cost without charge. Reviewed on: 12th August 2022

Just easy to use

Great service easy to use and good app Reviewed on: 12th August 2022

Four months interest free

Love this facility to help to spread out payments of something like a birthday present! Reviewed on: 12th August 2022

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