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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,444 reviews, last reviewed 15th Jun 2026
4076250% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall good service. Overall good service. Offers a good plan Reviewed on: 15th June 2026
Dana's avatar
Dana

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139444)

It's complete freedom.

5
Half the time I'm having positive thoughts about PayPal credit it's not even when I'm using it. Just knowing it's there is enough to let me stop thinking about which card I'm using or how much money I've moved back and forth - I'll always be able to organise it all later. Great product and it's effortless to set up and use. Reviewed on: 13th August 2022
Harry Fieldson's avatar
Harry Fieldson

Best

5
It’s the best thing ever if you don’t use you are silly Reviewed on: 13th August 2022
Stanley Jopson's avatar
Stanley Jopson

Easy to use and simple

5
Great offers and able to spread my cost out. Reviewed on: 13th August 2022
Wasim 's avatar
Wasim

Great Service

5
PayPal credit has been really easy to manage. It is easy to track my spending. The app also make it easy to check your balance and make payments. Reviewed on: 13th August 2022
TxJ_23's avatar
TxJ_23

PayPal easy and convenient

5
Great tool to have to pay for stuff fast, and get a little credit Reviewed on: 13th August 2022
william carver's avatar
william carver

Outstanding

5
Paypal Credit covering you on majority of the websites you purchase off allowing you to buy items and pay it off later. Also allows you to pay in 3 with some products which is helpful. Reviewed on: 13th August 2022
Adam Messahel's avatar
Adam Messahel

A

5
All you need is pay pal and pay pal Reviewed on: 12th August 2022
Agjirim's avatar
Agjirim

Best Credit For Online Shopping

5
I've found paypal credit to come in extremely helpful when shopping online due to its ease and security. Reviewed on: 12th August 2022
MattRichardson's avatar
MattRichardson

Amazing Service

5
Amazing service get support very happy Reviewed on: 12th August 2022
Blade East's avatar
Blade East

Easy

5
Very easy to manage and look over your spendings and payments. Massive plus is a no interest loan! Love it Reviewed on: 12th August 2022
Anete Krista's avatar
Anete Krista

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