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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 139,444 reviews, last reviewed 15th Jun 2026
4076250% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Overall good service. Overall good service. Offers a good plan Reviewed on: 15th June 2026
Dana's avatar
Dana

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (139444)

Simply The Best

5
Easy to use, great product, would highly recommend to everyone Reviewed on: 12th August 2022
Micky Cieplak's avatar
Micky Cieplak

Easy Payment

5
Using PayPal Credit is hassle free and easy to log in payment. Just buy now and pay later after few days specially if salary didn’t is not on the bank yet. Reviewed on: 12th August 2022
Azaleah Manicao's avatar
Azaleah Manicao

Easy to use great interest free options

5
Its easy to navigate through the app and use PayPal credit or pay in 3. The interest free options are great and you get reminders of payments Reviewed on: 12th August 2022
nida Mohiyuddin's avatar
nida Mohiyuddin

Handy

5
Excellent service for those times when it's really needed. Reviewed on: 12th August 2022
Jolene McGox's avatar
Jolene McGox

Really helps spread the cost

5
Great card to have. Spread the cost over 4 months interest free. Reviewed on: 12th August 2022
Ahmed Sirad's avatar
Ahmed Sirad

Easy, flexible and convenient

5
Certain purchases although affordable can be a huge outlay at the given time and sometime you can miss out on a good price or even a discount just because you aren't able to spread the cost. Paypal credit has kept a spread the cost offer valid and ongoing which made it easy for me to buy an rc sailplane that I wanted and even better the website I was buying from accepted paypal directly. A modern easy convenient payment solution with the flexibility of spreading the cost. What's not to like. Reviewed on: 12th August 2022
Naj's avatar
Naj

Lifesaver

5
Convenient, affordable and easily managed credit Reviewed on: 12th August 2022
Gary Parsons's avatar
Gary Parsons

Easy and reliable.

5
Have never had any issues with my PayPal Credit account, it's easy to access, easy to set and amend payments, and I am always kept up to date with any changes or updates. Would highly recommend this product/service. Reviewed on: 12th August 2022
Jennifer Moore's avatar
Jennifer Moore

interest free 3 payments or 4 months amazing!!!

5
best payment service provider for consumer rights and protection service, also offer great financial payment plans with varied options, cant go wrong choosing this for peace of mind and security Reviewed on: 12th August 2022
Henz Shaz's avatar
Henz Shaz

Excellent

5
Excellent service Reviewed on: 12th August 2022
Regan's avatar
Regan

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