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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181063 reviews)

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4.73

Based on 181,057 reviews, last reviewed 27th Jul 2026

148% increase in 5 star reviews

in the past 90 days

199% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181063)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great help for when needing to spread the cost

Great help for when needing to spread the cost Reviewed on: 14th July 2026

Secure way to pay and easy.

I always pay with PayPal as I feel secure using it. I have recommended this method of payment to family and friends. PayPal have also helped me deal with a dispute. The pay in 3 interest free payments is also helpful if your a little short on cash. So good service all round. Reviewed on: 14th July 2026

Using PayPal credit has helped me book a holiday and...

Using PayPal credit has helped me book a holiday and do things i wouldnt be able too Reviewed on: 14th July 2026

Very happy wirh the service.

Very happy wirh the service. Easy to use and good value. Reviewed on: 14th July 2026

Easy way of paying

Easy way of paying and keeping track of your spending Reviewed on: 14th July 2026

PayPal is good for online payments

PayPal is good for online payments Reviewed on: 14th July 2026

Always had a good experience with Paypal.

Always had a good experience with Paypal. Very easy to use Reviewed on: 14th July 2026

Easy to deal with

Easy to deal with and i got £40 off my first purchase Reviewed on: 14th July 2026

Quick, easy and fully informed

Incredibly easy to use, all the information you need is given but you have access to support to ask questions if needed. I’ve never had any issues and will continue to use this as I go. I knew what I was signing up for and have continues to get what’s I’ve needed! Reviewed on: 14th July 2026

PayPal has flexible options and a great UI

PayPal offers a great easy to follow user interface through it's app. Payments and schedules are clear and it's incredibly flexible. The fact retailers such as Argos and John Lewis accept PayPal has meant it has become my go-to for financial arrangements. PayPal is also incredibly useful for one off payment handling and small sales for classified and eBay. Honestly I'd be quite lost without it. Reviewed on: 14th July 2026

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