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PayPal: PayPal Credit reviews

4.73
Based on 139,541 reviews, last reviewed 15th Jun 2026
4080500% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Ready to go Reliable and flexible helps with my credit score Reviewed on: 15th June 2026
Alpha B's avatar
Alpha B

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139541)

PayPal "purchasing made easy"

5
A great company, fantastic customer service, its a must have in today's online environment. Reviewed on: 8th July 2022

Quick, Simple, Easy

5
Very straight forward to use and navigate Reviewed on: 8th July 2022

The best way to shopping online.Period

5
Never had any problems with PayPal. Reviewed on: 8th July 2022

Amazing service

5
PayPal credit is convenient and hassle free. The 0% interest makes it better than all the rest. I use it all the time! Reviewed on: 8th July 2022

Paypal credit

5
Paypal credit is a life safer that comes with peace of mind and ease of payment option. It makes my life easier anytime am out of fund, and able to purchase what me and my family needs knowing I have 4 months repayment plan interest free. I will recommend to friends and family anytime. Reviewed on: 8th July 2022

PayPal credit

5
It’s amazing. So reliable. I can always count on it Reviewed on: 8th July 2022

Great to have 4 months interest free

5
Very useful way to pay, PayPal credit with 4 months interest free. Reviewed on: 8th July 2022

Easy to use and manage.

5
With PayPal credit I could book my holiday with ease and confidence, knowing I could spread the payments over the interest free period. The PayPal app is also very user friendly and makes it easy to manage your account. Reviewed on: 8th July 2022

excellent service

5
when a part i ordered did not come they sorted out sush good service have been with them a lot of years great company to by with Reviewed on: 8th July 2022

PEACEFUL, PLEASING AND PRACTICAL!!!

5
PAYPAL is pretty excellent and incomparably easy to use. Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review