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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139895 reviews)

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4.73

Based on 139,895 reviews, last reviewed 15th Jun 2026

4096550% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always trust any purchase that I make paying with Pa... Always trust any purchase that I make paying with PayPal gives me more peace of mind Reviewed on: 15th June 2026

Latest lowest rating:

2

Not very clear, easily fall into the trap of buildin... Not very clear, easily fall into the trap of building debt Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139895)

Ace

Great service East to use Fast Simple Reviewed on: 13th June 2022

Perfect

Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022

So much easier to use

Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022

Great service

Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022

Paypal credit

I always avail if PayPal credit, it conveniently allows my to spread my £100+ purchases interest free over 4 months... LOVE IT! Reviewed on: 13th June 2022

Great

Perfect service and amazing offers Reviewed on: 13th June 2022

Great offers

Great offer of 0% and very easy and quick to use. Reviewed on: 13th June 2022

Easy to use and control.

Helped me pay for a lot of things! Reviewed on: 13th June 2022

Easy

PayPal credit is easy to understand, easy to access and easy to pay back when you take advantage of any number of offers they provide. Reviewed on: 13th June 2022

Convenience in the tap of a button

PayPal credit is a superbly easy and extremely convenient way to spread the cost of planned or unexpected purchases and free for up to four months. Reviewed on: 13th June 2022

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