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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148454 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148455)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Happy customer for years

Been using PayPal since it was first available in UK - ebay. Very pleased with the services. Reviewed on: 1st July 2026

Always an easy way to pay especially with the pay in...

Always an easy way to pay especially with the pay in 3 option. Reviewed on: 1st July 2026

Reliable and excellent service.

Reliable and excellent service. Hassel free..always quick to answer questions. Reviewed on: 1st July 2026

Felt comfortable and valued respected and supported

Felt comfortable and valued respected and supported Reviewed on: 1st July 2026

Love the concept from PayPal of paying in installmen...

Love the concept from PayPal of paying in installmentIt helps a lot when I am broke and still can buy and pay later Reviewed on: 1st July 2026

Payments sorted no fuss

Dependable payment platform with added security and flexibility. Been a customer for many years and never had an issue. Reviewed on: 1st July 2026

Affordable.

Paypal makes purchases affordable. Easy to.navigate Reviewed on: 1st July 2026

PayPal is so reliable and easy to use!

PayPal is so reliable and easy to use! They are honest and straightforward! Never any issues! Reviewed on: 1st July 2026

Satisfied with PayPal products.

Satisfied with PayPal products. The zero percentage repayment options are great to spread the costs of purchases. Reviewed on: 1st July 2026

Great easy to use and safe safe way forward

Great easy to use and safe way forward Reviewed on: 1st July 2026

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