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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,718 reviews, last reviewed 16th Jun 2026
4133500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have used PayPal since 2009 have never had a issue... Have used PayPal since 2009 have never had a issue called customer service recently to change address they were very polite and dealt with it really ... Read more Reviewed on: 16th June 2026
Joanne b's avatar
Joanne b

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140718)

A great offer to help with large purchases

5
PayPal Credit has been a great support. Really easy to use and the website helps manage your account brilliantly Reviewed on: 13th June 2022
Steve Salter's avatar
Steve Salter

Affordable

5
Easy to use and affordable very good indeed will tell my family and friends about PayPal Reviewed on: 13th June 2022
Patricia 's avatar
Patricia

Paypal credit just works!

5
I've been using Paypal credit for some time now and quite like it. Of course there is room for improvement but it just works and it is always there and available when you need it. Reviewed on: 13th June 2022
Paulo H Campos's avatar
Paulo H Campos

Great customer service

5
I have been using PayPal credit for many years, I've never paid any interest and whenever I've called for advice I've received clear and helpful answers . Reviewed on: 13th June 2022
Roz Tremain's avatar
Roz Tremain

Easiest, Convenient and safest services

5
Paypal has always been providing a trusted service/platform for us. It has protection put in place for us to buy and sell safely. Paypal Credit has also make buying something that is slightly more expensive more affordable with the 0% interests. Reviewed on: 13th June 2022
SK's avatar
SK

really helpful

5
i find paypal credit very helpful, Reviewed on: 13th June 2022
Muhammad Fiaz's avatar
Muhammad Fiaz

Is There when needed

5
Provides safety when not sure about the store you buy from , flexibility and good customer service. Great Reviewed on: 13th June 2022
Costel Rosco's avatar
Costel Rosco

Very helpful when you are struggling with cash

5
I have used PayPal Credit when I’m broke and it really help me out sorted my purchases Reviewed on: 13th June 2022
EmmanuelNnamdi Godwin's avatar
EmmanuelNnamdi Godwin

Help in times of emergency

5
I used PayPal credit to pay off a very pressing fee Reviewed on: 13th June 2022
Wisdom Dogbe's avatar
Wisdom Dogbe

Easy and safe to use

5
No problem way to purchase the big items Reviewed on: 13th June 2022
mike V's avatar
mike V

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