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PayPal: PayPal Credit reviews

4.73
Based on 142,748 reviews, last reviewed 19th Jun 2026
4226300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is Wikked man I always find it more convenient to use my PayPal for most of my purchases. Reviewed on: 19th June 2026
Martin McEvoy's avatar
Martin McEvoy

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142748)

I love PayPal for safety purchase

5
I can recommend PayPal for everyone to make secure payments. Reviewed on: 11th August 2022

Best credit on line

5
The easiest and best credit on line . No problems paying anyone . Reviewed on: 11th August 2022

Easy

5
Simple to use, good value credit with large variety of promotional rates. Reviewed on: 11th August 2022

PayPal credit

5
I would recommend this product as it's easy convenient and affordable Reviewed on: 11th August 2022

Does exactly what it says on the tin.

5
No mess. No fuss. Exactly as a credit card should be. Reviewed on: 11th August 2022

Easy peasy

5
Very easy to setup within the app, Reviewed on: 11th August 2022

The Best

5
1. An excellent payment method, 2. Good customer services 3. Refund process is easy peasy 4. Refund of return fee is 5* rating. 5. I dont use credit card but this is the best credit card ever use., better than my bank credit card. due to the extras provided by PayPal. Reviewed on: 11th August 2022

Brilliant

5
Brilliant to work with. Easy to use and excellent service. Reviewed on: 11th August 2022

Paypal credit

5
Good service all good no problems. Reviewed on: 11th August 2022

Great product and easy to use

5
Need time to know all benefits of product, but great to use. Maybe just lack option to pay individuals from credit, not bank account Would be great to improve Reviewed on: 11th August 2022

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Help others make smarter decisions by sharing your own experience. Write a review