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PayPal: PayPal Credit reviews

4.73
Based on 181,057 reviews, last reviewed 27th Jul 2026
148% increase in 5 star reviews
in the past 90 days
199% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and the app is great Easy to use and the app is great Reviewed on: 27th July 2026
Clare's avatar
Clare

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181060)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very friendly professional service with excellent cu...

5
Very friendly professional service with excellent customer care, Reviewed on: 14th July 2026

Peace of mind for unexpected purchases.

5
Peace of mind for unexpected purchases. Really easy to use Reviewed on: 14th July 2026

Just a great company to deal with.

5
Just a great company to deal with. A smooth operation and i never have had a problem. Customer service is second to none and credit services are excellent. I would recommend to anyone to try them and see for themselves Reviewed on: 14th July 2026

Well done.

5
Well done.good and quick servicess Reviewed on: 14th July 2026

All services provided have been great

5
All services provided have been great Reviewed on: 14th July 2026

Paypal have always given me efficient helpful service

5
Paypal have always given me efficient helpful service Reviewed on: 14th July 2026

PayPal is easy and useful very helpful in the moment...

5
PayPal is easy and useful very helpful in the moments needed to use Reviewed on: 14th July 2026

Excellent!

5
Being good and get value for money Reviewed on: 14th July 2026

I’ve not had any issues using PayPal credit, it has...

5
I’ve not had any issues using PayPal credit, it has helped when needed. Would recommend to anyone and I love that you can also set a limit to the credit offered if you wish. Reviewed on: 14th July 2026

No concern about the customer

2
i had a case of double payment to a provider and despite providing evidence , they didnt care, its like i was talking to a machine programmed with response Reviewed on: 14th July 2026

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