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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,784 reviews, last reviewed 19th Jun 2026
4227850% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great an instant transactions, never had an i... Always great an instant transactions, never had an issue Reviewed on: 19th June 2026
Andrew Jones's avatar
Andrew Jones

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142784)

Convenient

5
I have been using Paypal Credit for a while now, and have a only positive feedback. It's very convenient, easy and straightforward. Reviewed on: 1st August 2022
Marina's avatar
Marina

The best

5
Great customer service, always use paypal credit Reviewed on: 31st July 2022
Nathanial Chapman's avatar
Nathanial Chapman

Quick & Easy

5
PayPal credit is so quick and easy to use and great that you can spread the cost of things especially in these hard times well done PayPal Reviewed on: 31st July 2022
Bernadette Coyle's avatar
Bernadette Coyle

Hassle free provider

5
I find Paypal credit, easy and hassle-free for those times when I you need to use credit for larger purchases. Reviewed on: 31st July 2022
Victoria Marvin's avatar
Victoria Marvin

Great to Have

5
Great to have as a back up and the 3 month interest free is ideal for the more expensive items. Reviewed on: 31st July 2022
Peter McClory's avatar
Peter McClory

Easiest way to pay for almost everything online

5
I have used Paypal for years, the introduction of Paypal Credit has allowed even more flexibility and affordability. Reviewed on: 31st July 2022
Tamsin Harrisson's avatar
Tamsin Harrisson

More than happy with the Pay Pal Credit

5
Happy with this product and i will recommend to everyone Reviewed on: 31st July 2022
Razvan Alexe's avatar
Razvan Alexe

Straight forward reliable credit which is easy to repay

4
I find paypal credit to be really quite helpful when it comes to one off purchases, i recently purchased a new mountain bike for traveling to work, and the interest free repayment ( within four months) was super helpful :) Reviewed on: 31st July 2022
S Batch's avatar
S Batch

flexibility best

5
Paypal is a global company that gives me a lot of options to use and gives a really good product with different choices to pay Reviewed on: 31st July 2022
Tom3k9 PB's avatar
Tom3k9 PB

The BEST and ONLY safe way to pay

5
I have been using PayPal for over 15 years. There has NEVER been a problem with security. It's simply the easiest, safest way to pay online and to get paid. When I had problems with sellers or buyers or even with Paypal's system, the customer service was phenomenal and they sorted out every case with fairness even if it wasn't to me favour. With PayPal Credit, I have also now been able to make purchases that I wouldn't be able to do otherwise, and it doesn't even affect your credit score. It's amazing. They take security so seriously, that over the years, I received two phone calls from them checking my account's activity and making sure that it was me who is using it or if am happy with the service. I have recommended to all my family and friends and many of them have had the same experience. The best and ONLY safe way to pay online and get paid. Reviewed on: 31st July 2022
Anestis's avatar
Anestis

Review PayPal: PayPal Credit now

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