Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,826 reviews, last reviewed 19th Jun 2026
4229900% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for instant credit Great for making purchases and dishing the cost, in often at zero percent on interest. Reviewed on: 19th June 2026
Sean's avatar
Sean

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (142826)

PayPal Credit Card

5
PayPal services are excellent, in particular their credit card. Reviewed on: 3rd August 2022
Fastamir's avatar
Fastamir

Definitely one of the better options

4
PayPal Credit doesn't charge a fee on top of purchases and gives you four months to fully repay any given transaction interest-free, making it a good option for credit spending which, used carefully, you can use reliably without finding yourself knee-deep in debt. Reviewed on: 3rd August 2022
Jo's avatar
Jo

Good offers

3
Easy to manage, decent interest free offers. recommend Reviewed on: 3rd August 2022
matt's avatar
matt

Simple & reliable

5
Easy to use, accepted in most places, great user experience. Reviewed on: 2nd August 2022
ESH7294's avatar
ESH7294

there when you need it

5
When you want to make a purchase and it's another week to payday, paypal credit is there, easy to use and understand, I also like pay in 3, very helpful! Reviewed on: 2nd August 2022
Belynda's avatar
Belynda

Fair and Reliable

5
fair, reliable and easy to use, a great credit system Reviewed on: 2nd August 2022
Elysia Dennis's avatar
Elysia Dennis

easy to use

5
easy to manage and paypal payment is more availlable now Reviewed on: 2nd August 2022
Serkan EKENEL's avatar
Serkan EKENEL

Quick easy to use service

5
Easy to use with easy management of payments. Only gripe is slow procesing at times on payments appearing when deducted from accounts Reviewed on: 2nd August 2022
OwenG's avatar
OwenG

the easy way to pay with the paypal credit

5
simple to yes easy to set up use with ebay and other online retailers with the protection of paypal transactions Reviewed on: 2nd August 2022
robert tyler's avatar
robert tyler

Easy

5
easy to setup and use, simple to understand Reviewed on: 2nd August 2022
Jason's avatar
Jason

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill