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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (142867 reviews)

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4.73

Based on 142,867 reviews, last reviewed 19th Jun 2026

4231650% increase in 5 star reviews

in the past 90 days

12100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great service, products and PayPal Rewards is a no b... Great service, products and PayPal Rewards is a no brainer! Reviewed on: 19th June 2026

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (142867)

Excellent little tool

PayPal credit is an excellent tool to help you through the times that you need just a little longer to pay for things or take the edge off of those larger purchases. Four months 0% interest, you really can't go wrong. Reviewed on: 5th August 2022

very easy to use and reliable

it was very easy to be verified and I was also able to pay my debts off at a good and affordable rate with 0% interest Reviewed on: 5th August 2022

Easy options

I have enjoyed using PayPal credit. Thanks so much. Reviewed on: 5th August 2022

Fast and Safe

Always Truing to pay via PayPal to be protected. Reviewed on: 5th August 2022

PayPal credit, top notch

Of all the options to use for credit, Paypal is easily my go-to choice of recommendation. Reviewed on: 5th August 2022

Superb service, excellent functions designed to work seamlessly

All good, as a user for over 20 years I am still perfectly happy with their superb and quick service. Reviewed on: 5th August 2022

Good customer service and clear terms

Paypal credit is a fantastic option, similar to other credit brokers that allows you to shop safely online and utilise their 4 month interest free payments! I'd definitely recommend for frequent online shoppers. Reviewed on: 5th August 2022

Easy, widely accepted and convenient

Never had any problems at all with the whole system. It simply works ! Reviewed on: 5th August 2022

Paypal Credit

Easy to use, extremely helpful! Works on a variety of different websites and comes in handy when you most need it... Reviewed on: 5th August 2022

Great short term payment

Great for when i cant fully pay something off, paypal always has my back Reviewed on: 5th August 2022

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