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PayPal: PayPal Credit reviews

4.73
Based on 142,737 reviews, last reviewed 19th Jun 2026
4225800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of Mind PayPal offers great consumer protection, if things go wrong. Reviewed on: 19th June 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142737)

online credit

5
Perfect addition for using paypal online Reviewed on: 28th July 2022

Paypal Credit Rev

5
Given my time since been accepted i can only say its a wonderful service and plenty of notice about the minimum payment per month and the offer of 4 months intrest free on £99+ i very handy Reviewed on: 28th July 2022

Flexibility

5
Best in class, always sweet offers, great service. Reviewed on: 28th July 2022

Amazing!

5
Such a great experience using PayPal, it makes purchases so much easier and also love the fact that you can pay in 3 instalments. Reviewed on: 28th July 2022

Excellent!!!

5
Using PayPal credit to book my wife and I a BabyMoon trip was so helpful and useful, especially with the 4 months 0% interest help me spread the cost and make it the best trip possible! Thank you PayPal Reviewed on: 28th July 2022

Simple and easy credit options

5
Really easy to use and it's great that so many places now accept paypal as a payment option. Nice easy portal to review transactions and make payments. Reviewed on: 28th July 2022

PayPal credit is great

5
It's easy to use, ensures secure payments and provides protection for customers. Reviewed on: 28th July 2022

works well

5
works well never had any issues at all Reviewed on: 28th July 2022

Amazing!

5
Very easy access, user-friendly menu, fast and reliable system. I hope they continue to develop well in the future Reviewed on: 28th July 2022

Fantastic service

5
Fantastic service, easy to use . Reviewed on: 28th July 2022

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