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PayPal: PayPal Credit reviews

4.73
Based on 142,737 reviews, last reviewed 19th Jun 2026
4225800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of Mind PayPal offers great consumer protection, if things go wrong. Reviewed on: 19th June 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142737)

Great

5
Great great good great good good great Reviewed on: 9th July 2022

Best to use

5
Provide a very fast and easy services Reviewed on: 9th July 2022

I love paypal

5
Great also feel safe with transactions through PayPal, Reviewed on: 9th July 2022

Love Pay In 3

5
I love Pay in 3 as it makes paying for everything so much easier including essentials Reviewed on: 9th July 2022

Eases the Burdon when you purchase large items.

4
PayPal credit is very helpful when you need to buy larger items or spend over £99 as it allows you to spread the cost over 3 months. Reviewed on: 9th July 2022

Pay pal credit is easy to use

4
Easy to use credit card and it gives great option to spread the cost over 4 month. Reviewed on: 9th July 2022

Credit

5
Very easy to use & I love pay pal credit for my difficult times .thanks a lot Reviewed on: 9th July 2022

So useful and reasonable interest rates

5
When money is short PayPal has been a god send whether it's Pay in 3 interest free or larger items over 12 months. It charges half the interest that credit card companies charge. I highly recommend PayPal. Reviewed on: 9th July 2022

Great service

5
Amazing service every time you need PayPal they will help you Reviewed on: 9th July 2022

Absolutely wonderful

5
Good services and low interest. Since I have been using PayPal credit I have no regrets. Reviewed on: 9th July 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review