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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 142,737 reviews, last reviewed 19th Jun 2026
4225800% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of Mind PayPal offers great consumer protection, if things go wrong. Reviewed on: 19th June 2026
Mr S's avatar
Mr S

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (142737)

Paypal credit easy and reliable.

5
Have been using PayPal credit for quite long and is reliable and very easy to use. Reviewed on: 8th July 2022
Emma 's avatar
Emma

Great

5
Great service. Really easy to use app Reviewed on: 8th July 2022
Carina Santos's avatar
Carina Santos

PayPal credit a real help

5
Never used PayPal credit until recently the application was straight forward and the money was available instantly upon approval. Certainly recommend giving PayPal a try, payments easy via direct debit A real help when buying furniture Reviewed on: 8th July 2022
Dale Burrage's avatar
Dale Burrage

Easy and stress free

5
Credit service designed in a way that keeps life simple. The PayPal app is solid and very intuitive. Definitely would recommend to others. Reviewed on: 8th July 2022
Russell Somerville's avatar
Russell Somerville

PayPal interest free credit is amazing

5
PayPal interest free credit opens up a whole new world of opportunity for those purchases that would be out of reach Reviewed on: 8th July 2022
Kerry Maddison's avatar
Kerry Maddison

Efficient and easy to use

5
Really easy to use and simplistic layout if very effective and helpful Reviewed on: 8th July 2022
Amifisher's avatar
Amifisher

Credit card with Different repayment options

5
Paypal is an online payment method which means you don't have to constantly input your card details for every online purchase Paypal Credit is similar to normal credit cards with a lowish interest rate. It has a slight difference from 'normal' cards in that it offers several 0% interest repayment schemes which repeat with every purchase, not just on initial use. Reviewed on: 8th July 2022
Alan Hamilton's avatar
Alan Hamilton

Good for all

5
Good value, when you want spend extra money Reviewed on: 8th July 2022
Iwona's avatar
Iwona

Brilliant

5
Brilliant service I love the interest free payment options brilliant company and easy to setup regularly payments Reviewed on: 8th July 2022
Jason Brucher's avatar
Jason Brucher

Pay in 4

5
For me, their pay in 4 installments product of any transactions above £100 is a game changer Reviewed on: 8th July 2022
Seyi Oni's avatar
Seyi Oni

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