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PayPal: PayPal Credit reviews

4.73
Based on 142,351 reviews, last reviewed 18th Jun 2026
4207950% increase in 5 star reviews
in the past 90 days
12050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal has so many great features and is incredibly... Paypal has so many great features and is incredibly easy to use! I have several of their products now and am always learning new ways that they can be... Read more Reviewed on: 18th June 2026
LB's avatar
LB

Latest lowest rating:

1

It's been four months and they're still charging me... It's been four months and they're still charging me interest on things I've already paid for. You're all thieves, all of you who work there. I hope Go... Read more Reviewed on: 18th June 2026
Alex C's avatar
Alex C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (142351)

PayPal credit good

5
PayPal credit is so good Better than other credits Reviewed on: 8th July 2022

Best card ever

5
Best rates and reliable service! What else do you expect from PayPal. Reviewed on: 8th July 2022

PayPal Credit

5
I have found PayPal credit to be very easy to use and would recommend it as the best way to spread the payment of high value purchases. Reviewed on: 8th July 2022

Happy

5
Very satisfied with the services provided Reviewed on: 8th July 2022

The best credit pal you will ever have.

5
PayPal Credit has become one of the best and most flexable ways to obtain and pay for credit in the last few years. It is easy to keep a check on all your transactions plus PayPals custom service department both online and using the telephone call centre is supportive, friendly and knowledgeable. Reviewed on: 8th July 2022

Excellent service

4
PayPal credit is extremely handy for unexpected purchases. It would be better if they were more flexible with raising credit limits. Reviewed on: 8th July 2022

Great. Company

5
Fantastic customer service, great people to deal with. Reviewed on: 8th July 2022

Very good

5
I love people is very good and quick service and very easy to use Reviewed on: 8th July 2022

Reliable Company

5
Always there when you need them Very good company Reviewed on: 8th July 2022

Good old PayPal

5
Thank you PayPal I needed some expensive after shave for a date and I got a shag so thank you very much I appreciate your help Reviewed on: 8th July 2022

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