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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180830)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal are a very good company and I use them a lot.

5
PayPal are a very good company and I use them a lot. Reviewed on: 7th July 2026

Excellent services

4
The staff are well behaved, polite and interacting well with customers. Reviewed on: 7th July 2026

Great service.

5
Great service. Helpful to spread out coats Reviewed on: 7th July 2026

Nice, easy and user friendly

5
I find my way around the app easily and with a reasonable APR, it’s PayPal is there for everyone. Reviewed on: 7th July 2026

Safe purchasing without too much trouble.

5
Safe purchasing without too much trouble. Reviewed on: 7th July 2026

Simple, quick no fuss.

5
Simple, quick no fuss. One click borrowing Reviewed on: 7th July 2026

Shopping

5
I use it all the time handy quick and easy Reviewed on: 7th July 2026

It's good to pay in installments.

4
It's good to pay in installments. Reviewed on: 7th July 2026

Straight forward banking .

5
Straight forward banking . Easy to use, security that works and accepted where you might have second thoughts for added benefits. Reviewed on: 7th July 2026

Easy, straightforward and good value

5
Easy, straightforward and good value Reviewed on: 7th July 2026

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