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PayPal: PayPal Credit reviews

4.73
Based on 175,893 reviews, last reviewed 10th Jul 2026
1298% increase in 5 star reviews
in the past 90 days
1240% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026
Benedicta A's avatar
Benedicta A

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026
Sarah P's avatar
Sarah P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (176144)

I have been using PayPal Credit for years as in my o...

5
I have been using PayPal Credit for years as in my opinion is the best one on the market. The platform itself is very easy to navigate, customer service supportive and charges transparent. Reviewed on: 7th July 2026

PayPal lifer

5
Used PayPal for years and have never been disappointed. Does exactly what it sets out to do Reviewed on: 7th July 2026

Good service and well explained.

5
Good service and well explained. Reviewed on: 7th July 2026

Easy to use interest fee credit to purchase my garmin

5
Easy to use interest fee credit to purchase my garmin Reviewed on: 7th July 2026

Kevs PayPal

5
I use PayPal often as it is so easy to use, & has great rates on PayPal credit. The website is also easy to use. Reviewed on: 7th July 2026

Excellent all round, can’t ask for much better

5
Excellent all round, can’t ask for much better Reviewed on: 7th July 2026

Pay pal has helped me with credit in tough times...

5
Pay pal has helped me with credit in tough times Reviewed on: 7th July 2026

I chose to use paypal every time I buy online

5
I chose to use paypal every time I purchase goods online. I feel safe using their system. Reviewed on: 7th July 2026

Perfect paypal

5
Great quick service that is hassle free Reviewed on: 7th July 2026

Never had any problems with PayPal

5
Never had any problems with PayPal Reviewed on: 7th July 2026

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