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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176052 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176059)

what you need and get

I have PP Debit & Credit cards and have had an account for years - secure payment with customer service back up is what you need and get. Reviewed on: 7th July 2026

Great customer service with flexible options

Great customer service with flexible options Reviewed on: 7th July 2026

Excellent customer service with fast response time,...

Excellent customer service with fast response time, easy app, very useful. Never had a problem with PayPal Reviewed on: 7th July 2026

Afford the expensive items.

Safe and secure and allows you to pay smaller amounts over a longer period so can afford larger price tag items. Reviewed on: 7th July 2026

The option for 4 months interest free credit has mad...

The option for 4 months interest free credit has made a big difference and made it possible for me to buy some large value items for my daughters birthday and an upcoming holiday. Reviewed on: 7th July 2026

I consider it a more secure payment method.

I consider it a more secure payment method and with 3 options to pay (bank card, PayPal Credit or Pay In 3) it is very useful. Reviewed on: 7th July 2026

Ever since I have been using PayPal, I have been ove...

Ever since I have been using PayPal, I have been overwhelmed by the value I receive using it. The interest is comparable to none. The lowest out there! Users are protected from fraudulent sellers. Resolution is swift and concise. It is a preferable way to shop online. Reviewed on: 7th July 2026

Very secure way of paying and the opportunity to spr...

Very secure way of paying and the opportunity to spread the cost monthly Reviewed on: 7th July 2026

Easy to use, very good app, must remember to make pa...

Easy to use, very good app, must remember to make payments on time Reviewed on: 7th July 2026

Overall all good experience no issue I being using P...

Overall all good experience no issue I being using PayPal for long time easy to use Reviewed on: 7th July 2026

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