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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176231 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176263)

Pay Pal service gave me confidence and reassurance w...

Pay Pal service gave me confidence and reassurance when purchasing. It’s a brilliant system. Reviewed on: 7th July 2026

So easy and you sort problems with no fuss

So easy and you sort problems with no fuss Reviewed on: 7th July 2026

Always reliable, easy payment method and I know my m...

Always reliable, easy payment method and I know my money will be safe. Reviewed on: 7th July 2026

Reliable,transparent and efficient

Reliable,transparent and efficient Reviewed on: 7th July 2026

Interest free

It is great being offered 4 months interest free on purchases Reviewed on: 7th July 2026

PayPal is a great system for making payments securel...

PayPal is a great system for making payments securely however I find the PayPal credit a not so good product Reviewed on: 7th July 2026

Perfect paypal

Always have a good experience with pay pal and so easy Reviewed on: 7th July 2026

Pay is easy and convenient anytime

Pay is easy and convenient anytime Reviewed on: 7th July 2026

I've had a great experience with PayPal Credit.

I've had a great experience with PayPal Credit. The application was simple, and I received a decision quickly. Managing my account and making payments has been easy through PayPal. The flexibility to spread the cost of larger purchases has been really helpful, and I've found the service reliable and convenient. Overall, I'm very satisfied with my experience and would recommend it to others looking for a flexible payment option. Reviewed on: 7th July 2026

Very quick and reliable.

Very quick and reliable. Fast payment and good communication Reviewed on: 7th July 2026

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