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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108003 reviews)

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4.90

Based on 108,003 reviews, last reviewed 15th May 2026

2636600% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast, easy and simple. Fast, easy and simple. Never had issues Reviewed on: 15th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108003)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I find PayPal credit a very easy way to get what you...

I find PayPal credit a very easy way to get what you want and have time to pay it off over a set period with no interest Reviewed on: 13th May 2026

Been using PayPal near enough every online purchase...

Been using PayPal near enough every online purchase and when learned PayPal got credit options applied on the spot been very helpful throughout the years Never had any issues. Reviewed on: 13th May 2026

Very easy to use

Very easy to use, excellent for 0% interest over 4 months Reviewed on: 13th May 2026

The service is second to none.

The service is second to none. It gives flexible payment options that help ease the pain for expensive purchases. No hassle service with flexible options and a name that stands for guaranteed. Reviewed on: 13th May 2026

Very happy using this service as it helps with day t...

Very happy using this service as it helps with day to day purchases good service too Reviewed on: 13th May 2026

Generally very simple secure to use.

Generally very simple secure to use. I use it for all my grocery delivery shopping and more. Simple secure and easy to review Reviewed on: 13th May 2026

Helps me buy things I need and has affordable paymen...

Helps me buy things I need and has affordable payment plans Reviewed on: 13th May 2026

I like it, even though it's only my first time using...

I like it, even though it's only my first time using it, I'm loving it. Reviewed on: 13th May 2026

Very handy financial tool for protection with purchase!

Very handy financial tool for protection with purchase! Reviewed on: 13th May 2026

Payin3 my favorite, loyal and no problem

Payin3 my favorite, loyal and no problem Reviewed on: 13th May 2026

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