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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Buy and pay within four months Credit Product...

The “buy and pay within four months” Credit Product quite meets my fancy and needs and has really been benefitted me Reviewed on: 14th July 2026

Its easy and convenient

Its easy and convenient, I love being able to split a larger purchase into manageable payments over 4 months. Reviewed on: 14th July 2026

Fantastic so quick and easy to use

Fantastic so quick and easy to use Reviewed on: 14th July 2026

It's credit.

It's credit. Be careful and don't go mad. Reviewed on: 14th July 2026

PayPal always my preferred method of payment!

PayPal is my preferred method of payment, everytime! It’s quick and easy to use & the pay options are better than other providers, particularly the pay in 3 option. Really helps keep my finances on track! Reviewed on: 14th July 2026

Very quick and easy transactions.

Very quick and easy transactions. Allows me to move money easily to make and receive payments. Makes managing my finances easier and more flexible. Ability to make transactions easily using my mobile is very useful and inbuilt security is essential. Reviewed on: 14th July 2026

it just helps me so much, great Value and good peace...

it just helps me so much, great Value and good peace of mind Reviewed on: 14th July 2026

I never have any issues with them.

I never have any issues with them. Interest free credit is a massive help in todays economic climate. Reviewed on: 14th July 2026

PayPal is great!

PayPal has been great for me. Easy to use app and excellent customer service Reviewed on: 14th July 2026

Easy and flexible.

Easy and flexible. Really happy with PayPal Credit! Super easy to use, payments are simple to manage, and it’s been really handy when I need a bit of flexibility. Would definitely recommend. Reviewed on: 14th July 2026

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