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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180846)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit is the way forward.

5
Absolutely fantastic, easy to control in the app, 3 months 0% interest on any purchase and everything is easy to apply for and use. Reviewed on: 7th July 2026

Very easy to use, convenient and no fuss

5
Very easy to use, convenient and no fuss Reviewed on: 7th July 2026

Great for sending money and payments, can be hard to...

5
Great for sending money and payments, can be hard to speak to someone Reviewed on: 7th July 2026

Excellent way to spread the cost of purchases

5
Excellent way to spread the cost of purchases without having to pay interest, easy and simple way to pay i don't need to worry about manual payments or additional costs. Would definitely recommend to friends and family. Reviewed on: 7th July 2026

Paypal is really easy to use, make payment fast and...

5
Paypal is really easy to use, make payment fast and simple, plus easy to track your parcel and what you spend Reviewed on: 7th July 2026

Easy protection against scams & dodgy deals

5
In this day and age of fraudsters, scammers and crooks it's nice to know that PayPal has your back when buying online, providing peace of mind and protection. With the added bonus that it's quicker to login and pay with PayPal than it is to type your card details in each time! Reviewed on: 7th July 2026

PayPal is a very reputable, trustworthy, reliable an...

5
PayPal is a very reputable, trustworthy, reliable and customer focused company. Reviewed on: 7th July 2026

Easy to use, easy to find everything and customer se...

4
Easy to use, easy to find everything and customer service is always prompt and helps you with every step. Reviewed on: 7th July 2026

Very helpful .

4
Very helpful . pay in 3 great think! Reviewed on: 7th July 2026

Very bad exprience and poor customer services

1
Very bad exprience and poor customer services in all ramifications. Reviewed on: 7th July 2026

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