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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176618)

Easy to use!

Easy to use platform, statements are easily accessible. I have not had to utilise PayPal customer service support. The frequently asked questions are great and usually you are able to find the information you need! Thanks PayPal for an easy shopping experience! Reviewed on: 7th July 2026

Always works.

Always works. Simple as that. Always works Reviewed on: 7th July 2026

Always there, fast and easy.

Always there, fast and easy. A flexible service offering many opportunities. Reviewed on: 7th July 2026

Interesting view on credit

Apps are clear and credit is thought out in a different way, focus on the consumer. Reviewed on: 7th July 2026

I’ve been with PayPal for over 7 years and have alwa...

I’ve been with PayPal for over 7 years and have always been happy with the way it works Reviewed on: 7th July 2026

I use PayPal and trust it.

I use PayPal and trust it. It is a safe method to pay for online purchases and I know my money is safe Reviewed on: 7th July 2026

Customer service review

PayPal are always there if help is needed and keep you updated Reviewed on: 7th July 2026

Easy service to use with clear information.

Easy service to use with clear information. Reviewed on: 7th July 2026

Its very easy to use.

Its very easy to use. Helps me and my husband to truck our spending in one place. With our daily spending we are saving money. Reviewed on: 7th July 2026

Easy to use and manage online.

Easy to use and manage online. Only. Downside is how long it takes for payments to show in your account. I've made a direct debit payment for my credit balance on 1st of July and it still hasn't reflected on my account 7 days later. Reviewed on: 7th July 2026

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