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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176680 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176697)

excellent when there is a dispute.

excellent when there is a dispute. Very easy to use. Reviewed on: 7th July 2026

Superb service

Opening the account was easy and as I was already a PayPal user, there was nothing new to learn. Very satisfied so far and will keep using the service. The flexibility and convenience are great. Recommend them greatly Reviewed on: 7th July 2026

Good access to account to pay for variety of stuff

Good access to account to pay for variety of stuff Reviewed on: 7th July 2026

Always been very pleased.

Always been very pleased. Whenever I have had question I’ve managed to contact someone and they have helpfully and very patiently explained or given me the answer to my questions. Reviewed on: 7th July 2026

PayPal perfection

Safe and easy to use gives peace of mind knowing your money is well looked after Reviewed on: 7th July 2026

Brilliant

In a word value question before recommending friends I would all day but dont want to force people into debt Reviewed on: 7th July 2026

Great experience, fast service, enjoyable to use.

Great experience, fast service, enjoyable to use. Easy to use Reviewed on: 7th July 2026

simple, efficient.. will always be my first choice !

Sitting in my lounge, looking to make a purchase, knowing my bank card is in my purse in another room. Paypal, allows me to attach my card and pay for things quickly and efficiently. I have only had the need to speak to customer service on one occassion and they were exceptional. Reviewed on: 7th July 2026

PayPal credit is a great form of credit and has help...

PayPal credit is a great form of credit and has helped me in so many ways. I have been using PayPal for over 10 years so they accepted me for a PayPal credit account straight away ! Reviewed on: 7th July 2026

PayPal is my favourite pay- in- installments scheme.

PayPal is my favourite pay- in- installments scheme, they have a wide range of instllment plans, from 3 to 36 payments. The service is always fast, friendly, and reliable.. The only drawback to using PayPal is that it is not available everywhere. Reviewed on: 7th July 2026

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