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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176767 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176774)

No Minimum Spend, No Interest. Brilliant!

What I love most about PayPal Credit is the 3-month interest-free payment option. I can spread the cost of my purchases over three months without paying any interest, regardless of the amount. Unlike some credit providers that only offer interest-free plans for larger purchases, PayPal Credit gives me this flexibility on any eligible purchase. It's convenient, straightforward, and has made managing my spending much easier. Reviewed on: 7th July 2026

Feel my account is secure with PayPal anytime I have...

Feel my account is secure with PayPal anytime I have contacted customer service they have been very helpful Reviewed on: 7th July 2026

PayPal is easy to use and a very helpful addition.

PayPal is easy to use and a very helpful addition. Reviewed on: 7th July 2026

Easy to use. No hassle payments

Once I used my credit card, I was kept up to date with statements & payment dates. You can choose if you pay the entire balance or a smaller amount. You don't need to 'remember' to pay as you can set up a direct debit . Reviewed on: 7th July 2026

Payments dont come out on specified date

Payments dont come out on specified date Reviewed on: 7th July 2026

Interest free purchase with PayPal Credit

I purchased a new laptop using PayPal interest free credit. It was an easy and straightforward transaction. Monthly statements keep me informed of the balance. When using PayPal for other purchases it is easy to keep regular PayPal transactions separate from the PayPal Credit account. Reviewed on: 7th July 2026

Average service, room for improvement

Average service, room for improvement Reviewed on: 7th July 2026

I have only ever had good experience with PayPal.

I have only ever had good experience with PayPal. Every straight forward to use and pay for items. Reviewed on: 7th July 2026

Brilliant Service

Pay pal provides excellent service and pay pal+ is in a few words money for nothing. Already recommended it to my daughter who is now benefiting as well brilliant service Pay Pal Reviewed on: 7th July 2026

Safe but sometimes slow with international payments.

Safe but sometimes slow with international payments. Have to be verified in American office. Reviewed on: 7th July 2026

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