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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use and no interest fee in 4 months!

What I love about Paypal Credit is I can able to pay it in 4 months without interest fee which is very helpful to me and you can set up a Direct debit so you won't miss any payment dues. I have been using Paypal credit in almost 2 years and I will keep using it until they say No to me Reviewed on: 14th May 2024

A brilliant service

Been using paypal credit for literally years. Reviewed on: 14th May 2024

Excellent option for gadgets buy

Excellent option for gadgets buy Reviewed on: 14th May 2024

If I ever have a problem with a payment I find custo...

If I ever have a problem with a payment I find customer service is super easy and helpful Reviewed on: 14th May 2024

Easy to use and great to have

Easy to use, regular credit increase updates, easy to get hold of and helpful used these for years and helps my credit rating too Reviewed on: 14th May 2024

PayPal many pluses

Great simple easy service and there PayPal credit or pay in 3 payments or over a year are fantastic options,and they don't have crazy interest rates as well the app is also great for using for online purchases and always feel safe using PayPal infact I always use the PayPal option of buying online if it is available Reviewed on: 14th May 2024

I am with PayPal more than 10 years.

I am with PayPal more than 10 years. It's excellent. Some time I got money back if my order was not correct. It's wonderful. I feel proud to be a part of PayPal. Reviewed on: 14th May 2024

Great Service

Easy friendly user experience and great customer service. Reviewed on: 14th May 2024

Great service!

Great service, no issues since I started using it years ago. User friendly, would recommend to anyone weary of just paying dircetly with their payment card. Reviewed on: 14th May 2024

Wouldn’t use anything else

I always use this for any transaction as gives me piece of mind when buying things Reviewed on: 14th May 2024

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