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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Good Service - Minor Customer Journey changes req’d

It would be better to understand the apportionment of monies paid during the Month to each of the PayPal deals, so breakdown by: 1. Interest free purchases, 2. Pay by 3 installments and 3. The remaining balance Reviewed on: 14th May 2024

Just brilliant !

Just brilliant !! Easy to use and set up in no time. Great customer service Reviewed on: 14th May 2024

Easy transaction every time.

Always had a good experience with PayPal. PayPal credit is amazing buy what you want and repay in given time and pay no interest plus PayPal protection on your purchase. Hassle free transaction every time and easy to pay bill. Reviewed on: 14th May 2024

Great money lender, very easy to use.

Great money lender, very easy to use. No hidden charges. Reviewed on: 14th May 2024

excellent service and experience

excellent service and experience Reviewed on: 14th May 2024

Straight forward excellence when it comes to credit!

I have always found PayPal services very easy to use and offer a variety of ways to pay depending on your budgets. All in one app, it is easy to view, pay and keep up to date on your balances. Reviewed on: 14th May 2024

Easy and flexible

I always use paypal for lot of my purchases and enjoy the flexibility with payment plans and time to make repayments Reviewed on: 14th May 2024

It's super simple never had a problem with it

It's super simple never had a problem with it Reviewed on: 14th May 2024

Excellent support

PayPal has been very helpful supporting me if I get in difficulty paying my monthly payment. Reviewed on: 14th May 2024

Excellent customer service

Whenever I have had a problem with a seller. PayPal have sorted it out without any fuss Reviewed on: 14th May 2024

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