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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Live better with PayPal

Since I start using PayPal my life become more easy and Now I can afford to take a bigger project and not to wait to have all money till I can see my dream. PayPal helped me a lot since I start using it. Reviewed on: 14th May 2024

Always available and reliable.

Always available and reliable. Provides protection against services or suppliers that don’t fulfil their sales Reviewed on: 14th May 2024

Good credit system, helpful to spread payment intres...

Good credit system, helpful to spread payment intrest free Reviewed on: 14th May 2024

Pay pay credit is a great thing to have

Pay pay credit is a great thing to have Reviewed on: 14th May 2024

Top Notch Credit

I use PayPal credit regularly and when possible I pay it off within the interest free period. Very easy & convenient to use. I haven’t had any problems or issues and paying it online is extremely quick and so easy. Reviewed on: 14th May 2024

Use PayPal for all purchases and find it really easy...

Use PayPal for all purchases and find it really easy to use always pleased with the service Reviewed on: 14th May 2024

Very happy with the PayPal service and their credit...

Very happy with the PayPal service and their credit facility. Reviewed on: 14th May 2024

I have used Paypal all my life !

I have used Paypal all my life ! I Love PayPal Reviewed on: 14th May 2024

It was a great experience to use PayPal .

It was a great experience to use PayPal . Reviewed on: 14th May 2024

Convenience

It’s always nice to see the PayPal Credit option when making a big purchase. Reviewed on: 14th May 2024

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