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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176846)

I'm always able to get my money back when a retaile...

I'm always able to get my money back when a retailer has not responded to my queries Reviewed on: 7th July 2026

Quick and convenient.

Quick and convenient. No lengthy forms to fill out. I especially like the pay in 3 option. Have used it several times. I do wish PayPal could work together with Amazon. That would be great! Reviewed on: 7th July 2026

PayPal has been amazing

PayPal has been great. I’ve been able to book flights and it’s made life so much easier. Reviewed on: 7th July 2026

paypal is very good all round in all ways.

paypal is very good all round in all ways. Reviewed on: 7th July 2026

Incredible service from start to finish.

Incredible service from start to finish. Reviewed on: 7th July 2026

I always get a speedy response from PayPal and a rem...

I always get a speedy response from PayPal and a reminder when a payment is due. Reviewed on: 7th July 2026

Perfecto why go anywhere else pay pal is easy seamle...

Perfecto why go anywhere else pay pal is easy seamless no hassles and more to the point quick it’s human nature to be impatient Reviewed on: 7th July 2026

PayPal Credit has been a life saver

PayPal credit has been great help especially with the living crisis at the moment, it’s become handy for larger purchases that I can pay back monthly Reviewed on: 7th July 2026

Simples!

was easy to use, got approved immediately with no affect to my credit rating! Reviewed on: 7th July 2026

Very easy to use with multiple options for payments...

Very easy to use with multiple options for payments - all saved to the phone in a simple click Reviewed on: 7th July 2026

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