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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (176902)

I use PayPal for everything i always feel safe knowi...

5
I use PayPal for everything i always feel safe knowing there there on small purchases to holidays Reviewed on: 7th July 2026
Dianna K's avatar
Dianna K

Payments

5
Very quick at resolving any disputes over payments. Reviewed on: 7th July 2026
Jim Mobile's avatar
Jim Mobile

Best payment app

5
PayPal is one of the best payments apps as it protects your account and made it impossible for hackers to penetrate and hack into your details. Reviewed on: 7th July 2026
Kingsley I's avatar
Kingsley I

I’ve only ever had good dealings with Paypal.

5
I’ve only ever had good dealings with Paypal. They are flexible and allow me security over my money and funds. PayPal has never glitched or broken for me or been unavailable at inconvenient times. Reviewed on: 7th July 2026
Shannon W's avatar
Shannon W

Nothing special, pay in three used but no other cred...

5
Nothing special, pay in three used but no other credit products Reviewed on: 7th July 2026
Odd's avatar
Odd

Customer service is exceptional and I love the simpl...

4
Customer service is exceptional and I love the simplicity Reviewed on: 7th July 2026
Ev's avatar
Ev

Pay in 3

4
PayPal randomly removes the pay In 3 as it pleases without warning Reviewed on: 7th July 2026
S A's avatar
S A

Really easy to use and I will recommend it.

5
Really easy to use and I will recommend it. It's good for planning holidays when you have a big family, you can split payments easily. Reviewed on: 7th July 2026
Fatoumata Kone's avatar
Fatoumata Kone

Great app.

5
Great app. Easy to navigate. Seamless and secure banking knowing that security is of absolute priority whist providing a great service. Reviewed on: 7th July 2026
Stephen H's avatar
Stephen H

Always great service and easy to contact.

5
Always great service and easy to contact. I value this service so much and is a must have when purchasing nowadays. Reviewed on: 7th July 2026
liztay's avatar
liztay

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