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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176540 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176562)

Easy to apply for & easy to use. No fuss.

Easy to apply for & easy to use. Reviewed on: 7th July 2026

Easy to use great app

Easy to use great app, easy to skip around different accounts. Earning points for spending mis great! Reviewed on: 7th July 2026

PayPal is super easy to use, is secure and gives var...

PayPal is super easy to use, is secure and gives various payment options. Reviewed on: 7th July 2026

Convenient and easy

Very convenient to check out and easy to use, the app makes it easy to track your purchases Reviewed on: 7th July 2026

Everything is easy to understand,

Everything is easy to understand, Reviewed on: 7th July 2026

Great credit option

I find PayPal credit really useful as can buy items with the security of knowing if I don't receive them or they are faulty and the company are not helpful, PayPal will help get a resolution. Reviewed on: 7th July 2026

I trust PayPal

I trust PayPal and use it for all my transactions where possible. The easy of payments, the app, the credit facility, all help me with managing my money and my purchases. Reviewed on: 7th July 2026

There on hand when ever I need something with no iss...

There on hand when ever I need something with no issues Reviewed on: 7th July 2026

An excellent way to manage my budget

I try and use PayPal Credit as much as possible. There is often an interest-free period meaning the rates are much better than standard credit cards. It's also easy to manage using the app. I especially like the security aspect of PayPal, not having to give my card number out mulitiple times. Reviewed on: 7th July 2026

Perfection

Use PayPal for everything. Safe and reliable. Good customer service when needed. Can’t fault it. :) Reviewed on: 7th July 2026

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