Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

View other PayPal products

4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176482)

Paypal money is easy to use and I feel confident usi...

Paypal money is easy to use and I feel confident using it Reviewed on: 7th July 2026

Just makes life so easy best app ever

Just makes life so easy best app ever Reviewed on: 7th July 2026

Always been a good credit service when I need it...

Always been a good credit service when I need it Reviewed on: 7th July 2026

I feel safe with my money here.

I feel safe with my money here. The security features make me feel confident every time I make a purchase, and I haven't had any issues with unauthorized charges. Reviewed on: 7th July 2026

Good service

Good service, would recommend to a friend if the are looking to split an expense up over a few months. Reviewed on: 7th July 2026

PayPal never any issues

I've used PayPal services for awhile now and find absolutely no issues. Pay in 3 is fantastic method of payment. Reviewed on: 7th July 2026

Paul paypay

Had a very good experience with PayPal never had any problems Reviewed on: 7th July 2026

Always been easy to use and easy to pay off quickly.

Always been easy to use and easy to pay off quickly if I want to. Easy to see the amount outstanding and is useful to schedule repayments in the future so that I can continue to earn interest on my money and make the most from it to reduce the cost of borrowing further. Reviewed on: 7th July 2026

Paypal credit is great always helpful when needing h...

Paypal credit is great always helpful when needing help it's helped me not having to pay out in one go on many occasions Reviewed on: 7th July 2026

All Good everything Good customer service excellent

All Good everything Good customer service excellent Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97972 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub