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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180856)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Ive always felt secure knowing that PayPal protects...

5
Ive always felt secure knowing that PayPal protects my every purchase great service Reviewed on: 7th July 2026

Always secure and helpful !

5
Always secure transactions and helpful staff . Easy way to make a payment with a peace of mind. Reviewed on: 7th July 2026

Transfers

5
I use PayPal a lot with my daughter as her bank can’t do transfers . Reviewed on: 7th July 2026

Great App and service

5
Quick and easy to use and never had an issue. Reviewed on: 7th July 2026

quick easy and simple

5
Simple to setup. quick and easy to see details. Not needed to use customer service so can't really comment. Reviewed on: 7th July 2026

simple to use

5
Easy to use go app showing all you need to know and very informative Reviewed on: 7th July 2026

Noone can beat them for honesty

5
Very helpful staff if you have any query. Always use 3x interest free for holiday bookings. Would never use anyone else. All my payments made are via PayPal Reviewed on: 7th July 2026

Pay pal credit is stress free & easy to use...

5
Pay pal credit is stress free & easy to use Reviewed on: 7th July 2026

PayPal is very convenient and safe to use.

5
PayPal is very convenient and safe to use. It's simple to make a payment and the offer of 4 months interest free is always welcome for larger purchases. The only issue I have is that it's practically impossible to speak to someone in customer services if you have an issue. The process needs to be made much more simple and accessible. Reviewed on: 7th July 2026

It helps me a lot with my finances with 0% fee in 3...

5
It helps me a lot with my finances with 0% fee in 3 payments Reviewed on: 7th July 2026

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