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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,781 reviews, last reviewed 21st Jun 2026
4273250% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Number of options available to pay for goods and ser... Number of options available to pay for goods and services. Points collected when you use your PayPal that can be used to pay for stuff is a bonus too ... Read more Reviewed on: 21st June 2026
Jamie C's avatar
Jamie C

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143781)

Hope this is going to give me some enjoyment

5
This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022
Judy sheward 's avatar
Judy sheward

Efficient payment service

5
With PayPal I do not fear in buying anything especially when its 99 pounds and over and its 4 months interest free. I love this service and I hope they could increase my credit limit so I can take on bigger purchases. Reviewed on: 13th June 2022
mohamed khan's avatar
mohamed khan

Always there to help

5
Can rely on paypal credit anytime!!! Reviewed on: 13th June 2022
Alia Nawaz's avatar
Alia Nawaz

I've been with them for years

5
I can't remember the year. I started with PayPal but it's a lot of years ago now and I have had no reason to look for anyone else ten out of ten Reviewed on: 13th June 2022
Peter France's avatar
Peter France

Secure, Easy to use what's not too Like

5
Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022
Jaki's avatar
Jaki

Excellent service thanks

5
Excellent service thanks paypal Reviewed on: 13th June 2022
Phil Dielhenn's avatar
Phil Dielhenn

Very helpful

5
PayPal credit has been great for me I’ve been able to buy things I wouldn’t be able to buy without the use of PayPal credit Reviewed on: 13th June 2022
Ian's avatar
Ian

Easy, short term borrowing.

5
PayPal Credit is always my first choice when it comes to short term borrowing as it’s 0% over 4 months offer is invaluable. Reviewed on: 13th June 2022
Robert Callan's avatar
Robert Callan

Simple and powerful to use

5
So much easier to make online payments and I find the offers very well placed for consumers. Reviewed on: 13th June 2022
Ram Dev's avatar
Ram Dev

Such an easy to use, flexible, all round 5* Service!

5
I’ve found PayPal credit really easy to use with excellent interest free offers and helpful ways to pay. It’s a fab service and I only wish it had an actual physical card to go with it! Reviewed on: 13th June 2022
GaskGirl's avatar
GaskGirl

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