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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180857 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It helps me a lot with my finances with 0% fee in 3...

It helps me a lot with my finances with 0% fee in 3 payments Reviewed on: 7th July 2026

Has helped me when I have needed it

Has helped me when I have needed it Reviewed on: 7th July 2026

Paypal is my go to option for online purchases.

Paypal is my go to option for online purchases. The app is great for seeing transactions and managing credit payments when opting to spread the cost. It's really easy to navigate and safe to use. I feel fully protected with Paypal. Reviewed on: 7th July 2026

Very proffessinal staff always willing to help

Very proffessinal staff always willing to help Reviewed on: 7th July 2026

Unable to close account!

I got PayPal credit, then tried to close it but couldn't without paying it off. Paying it off didn't help so I contacted customer service and they told me to pay it off, I ended up with a positive balance and now can't close the account at all. Not the best process! Reviewed on: 7th July 2026

I feel I can trust PayPal with my transactions.

I feel I can trust PayPal with my transactions. Don’t like putting my credit card details when purchasing something. Reviewed on: 7th July 2026

Always count on PayPal reliable protective

Always count on PayPal reliable protective Reviewed on: 7th July 2026

Paypal is the webs most trusted financial service

Paypal is a trusted financial service that gives me peace of mind when making small and big purchases. If there has been any issues, Paypal has been supportive and resolved most issues in my favour Reviewed on: 7th July 2026

PayPal credit is fantastic!

I have been using PayPal for many years and it’s always been the best for purchasing stuff. I got my baby girl her travel set using PayPal credit due to not having funds available straight away and it allowed me to be able to get it for her in time for her arrival and I had four months to pay it off with no interest. Reviewed on: 7th July 2026

PayPal offers me the flexibility I need

PayPal offers me the flexibility I need Reviewed on: 7th July 2026

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