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PayPal: PayPal Credit reviews

4.73
Based on 180,850 reviews, last reviewed 15th Jul 2026
393% increase in 5 star reviews
in the past 90 days
465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026
A V's avatar
A V

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180857)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Why wouldnt you for those more expensive payments!?

5
Really easy way to use pay in 3 from a vendors web site - payments were taken seamlessly and reminders sent. Great to have a 0% over 3 payment offer so simply implemented. Why wouldnt you for those more expensive payments!? Reviewed on: 7th July 2026

Very easy to navigate the app.

5
Very easy to navigate the app. Simple and straightforward Reviewed on: 7th July 2026

Easy to use very fair rates, easy to apply, feel sec...

5
Easy to use very fair rates, easy to apply, feel secure in using PayPal Reviewed on: 7th July 2026

Safe and assured way to pay.

5
Safe and assured way to pay. Does what it says it does, enabling to pay in instalments helps with larger purchases l. Reviewed on: 7th July 2026

I’ve used PayPal Credit for years, it’s got great in...

4
I’ve used PayPal Credit for years, it’s got great interest free options and easy repayment plans. Reviewed on: 7th July 2026

Best thing to exist!!!!

5
I have been using paypal over 15 years, i always feel secure when i make any payments and when i need help the customer service has been exceptionally well, all my questions are answered and they are extremely supportive! I have made sure all my family members and friends use paypal!! Reviewed on: 7th July 2026

Always quick and secure

5
Always quick and secure and best customer service to solve any problem Reviewed on: 7th July 2026

Straight forward to use, keeps money safe, reliable...

5
Straight forward to use, keeps money safe, reliable customer service. With PayPal card I can accumulate points and spend as needed. Reviewed on: 7th July 2026

Added convenience

5
Overall I think PayPal is a great platform for online payments. I utilise the various credit functions regularly and have not had the need to contact customer services for any reason. Being in control of which payment method I choose also makes it ideal for budgeting and added convenience. Reviewed on: 7th July 2026

Brilliant service.

5
Brilliant service. So easy to order through and money is protected Reviewed on: 7th July 2026

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