Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177186 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177189)

Excellent to use and great options at the check out...

Excellent to use and great options at the check out Reviewed on: 7th July 2026

Good customer service!

Any issues that I have had regarding suspicious activity or chargebacks have been dealt with quickly & effectively. Queries have been dealt with in a timely manner, and I have never been left waiting days on end for my communications to be responded to. Reviewed on: 7th July 2026

I always use PayPal online.

I always use PayPal online, it's the only money service that I trust to keep my payments safe and secure. Pay in three option is great for me to get things that I need it makes it affordable for myself. I am very happy with the services they provide. Reviewed on: 7th July 2026

Credit interest rates are too high

The interest rates are too high, communication with support needs to be improved, and video clips cannot be uploaded. Reviewed on: 7th July 2026

great service.

good service. accepted in lots of places. easy to use and see balance/payments Reviewed on: 7th July 2026

Always reliable, great service and easy to use

Always reliable, great service and easy to use Reviewed on: 7th July 2026

Very helpful service and professional staff

Very helpful service and professional staff Reviewed on: 7th July 2026

Safe and secure online - Good value- user friendly a...

Safe and secure online - Good value- user friendly app - pay in 3 interest free is very useful and convenient Reviewed on: 7th July 2026

Made it eassy to pay interest free, which was great

Made it eassy to pay interest free, which was great Reviewed on: 7th July 2026

Having PayPal makes me purchase more online

Having PayPal makes me purchase more online. If they don’t use PayPal I don’t order. It just makes online payments more secure Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98471 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub