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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180858 reviews)

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4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180858)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use good with communication to any problems...

Easy to use good with communication to any problems that may arise Reviewed on: 7th July 2026

Lifesaver

It’s been great to have the function for pay in 3 or PayPal credit when I have a lot of expenses at once , just had a home renovation so it was vital when ordering materials etc to make sure my project wasn’t delayed Reviewed on: 7th July 2026

Better when compared

It gives me great flexibility compared with other credit cards with the pay 4 months layer option. Reviewed on: 7th July 2026

It was simple and met my needs, I have used PayPal c...

It was simple and met my needs, I have used PayPal credit a number of times Reviewed on: 7th July 2026

I use paypal for most of my online shops and never h...

I use paypal for most of my online shops and never had any issue with it. I also like the paypal ceedit which gives me more time to pay for high value purchases without interest as long as paid within 4 months. Reviewed on: 7th July 2026

The company provide excellent support for clients if...

The company provide excellent support for clients if is any isue Reviewed on: 7th July 2026

PayPal credit is perfect for my business.

PayPal credit is perfect for my business. Every time I purchase an item over £100 I get given the option to split it over 4 months, which massively helps with large payments. Payments then can be clearly tracked using the app. Reviewed on: 7th July 2026

Help when needed to purchase life’s essentials

Was easy to apply and has helped the family in everyday needs. Reviewed on: 7th July 2026

I am totally confident buying with paypal i know the...

I am totally confident buying with paypal i know they will support me with any problems Reviewed on: 7th July 2026

Easy to understand.

Easy to understand. The pay with no interest over 4 months is great. Easy transactions Reviewed on: 7th July 2026

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