Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180863 reviews)

View other PayPal products

4.73

Based on 180,850 reviews, last reviewed 15th Jul 2026

393% increase in 5 star reviews

in the past 90 days

465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

My PayPal experience I use PayPal for most of my transactions and online shopping. It's reliable, easy to use and helpful. Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180863)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simplicity

Easy to use great service good app Reviewed on: 7th July 2026

PayPal is the way pal.

Paypal is a very quick and secure way to pay. And very good customer service. and paypal guarantee. Reviewed on: 7th July 2026

I love using PayPal because they are so reliable ver...

I love using PayPal because they are so reliable very fast and so helpful Reviewed on: 7th July 2026

Easy peasy

I never had a problem with PayPal I find the use of it is straight forward the only slight negative is somewhat tricky when contacting customer service !! But always had a postive response Easy Peasy Reviewed on: 7th July 2026

So far my experience with PayPal has been good.

So far my experience with PayPal has been good. Reviewed on: 7th July 2026

Always use PayPal when can do so for online purchases.

Always use PayPal when can do so for online purchases. Like the ease of use, of accessing interest free and the protection against online fraud. Reviewed on: 7th July 2026

Just good to work with feel happy that my money...

Just good to work with feel happy that my money is safe Reviewed on: 7th July 2026

Both credit and debit cards are constantly rejected...

Both credit and debit cards are constantly rejected when making online purchases and there's nothing Paypal can do about it. Reviewed on: 7th July 2026

Easy to use. No hidden charges

Easy to use. No hidden charges. Paying in 3 instalments is so helpful for budgeting. Reviewed on: 7th July 2026

i bought a lap top through a PayPal loan.

i bought a lap top through a PayPal loan. was easy and had 0% interest for 6 months and the online retailer happy to accept the payment route. i always use the 3 in 1 payment route as spreads the cost in an affordable way. PayPal app on the phone makes it simple to manage my account. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101069 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub